Published: Wed, December 06, 2017
Industry | By Dora Warner

Apple Pay Cash service now activated for most users

Apple Pay Cash service now activated for most users

Apple Pay Cash is available in the U.S. on iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3.

Unfortunately, this applies to just the latest crop of iPhone devices - iPhone X, iPhone 8 and iPhone Plus that have wireless charging features integrated. The new update also adds Apple Pay Cash and fast wireless charging to devices that support them.

Last week was a really bad week for Apple, with both iOS and macOS falling victim to high profile bugs.

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To start with, the iOS 11.2 was scheduled for the for the Over-The-Air (OTA) update later this month, but the company chose to rush it out, to fix the bug which as continuously crashing/restarting the device after 12:15 AM on December 2. It's possible that Apple will formally activate Apple Pay Cash later this week. Although Apple Pay Cash users may find the Apple P2P service very convenient to use through iMessages, Venmo has a significant earlier-to-market lead, has already captured millions of users and will deliver transactions regardless of the sender's or the recipient's device operating system. At the moment it is only available in the US. Apple Pay Cash allows for peer-to-peer money transfers over the iMessage app.

Square Cash is another Apple Pay Cash rival. You're better off using a debit card to avoid the standard 3% fee you'll pay with a credit card.

You'll need to verify your identity.

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So what is Apple Pay Cash? Those funds can then be used to make purchases in stores or online, or users can transfer the money to their bank account. We're hoping that this feature will be widely available in time for the holidays. But Apple Pay Cash is different.

No more excuses for that "friend" who doesn't carry cash. That is, you can send money for free if you use a debit card.

When entering your bank account information, you need to input your account number and routing number so that you can link your Pay Cash account to your bank account.

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